Believe it! I just totaled it up this morning and so far (the year is not over yet) I’ve made $2,667.86 doing nothing. Me from a few years ago would be completely bewildered that someone could make a couple grand doing nothing. But experienced, financially-literate me who is writing this now, knows and wants to share with you, how incredibly easy it is. How would an extra $2500 make a difference in your life? If you knew you could have even just an extra $1000 this time next year for doing nothing more than what you already do, would you take that offer? You’d be crazy not to!
Here is exactly how I “made” an extra $2,667.86 in 2018 (so far) simply by doing what I already do, and how you can too in 3 easy steps!
- Sign up for and use Ebates to make all of your online purchases. I’ve raved about Ebates before, and it’s because of the real-life impact this simple little tool has made and continues to make on our lives. So what is Ebates anyway? Ebates is a free app that pays you when you shop online. You sign up (for free), and simply activate it with the click of a button before completing nearly any purchase online. In a few days, cash is deposited into your account. A few times a year they send you a check or deposit the money into the account of your choice. Not only does it give you cash for shopping online, it also automatically applies any existing coupons to your purchase to save you money. So far this year I’ve made $754.55 using Ebates, aka doing nothing more than buying the things I would buy online anyway. Too good to be true? Nope–try it out and see for yourself! If you use this link you’ll get $10 for making your first purchase.
Tip: Install the Ebates Button into your browser and it will flash and blink at you to click it whenever you’re shopping online so you don’t forget to activate the app to get your cash back.
- Use cash back credit cards for every purchase and pay them off right away. If you’re not already doing this, you’re leaving free money on the table! Even if your credit score isn’t great, you shouldn’t have a problem being approved for certain cash back cards with a low credit limit. Check out Credit Karma’s recommended cash back cards and if you log in, they’ll even show you your odds of being approved for each one!
So far I’ve earned $1718.31 in cash back from credit cards this year.
Capital One’s Quicksilver One card offers 1.5% cash back on every purchase and has great approval odds even with less than stellar credit.
Credit One Bank’s Platinum Visa offers 1% cash back on every purchase with great approval odds. They also give automatic credit line increase opportunities for responsible use.
Chase Freedom Unlimited Visa is my favorite because they offer 1.5% cash back PLUS extra cash back for purchases at hundreds of popular online retailers like Ulta, Macys, Nordstrom, Apple, Target, etc. They also have a $150 bonus for spending $500 in the first 3 months, which is pretty easy to do!
- Sign up for Amazon’s Store Card. If you don’t use Amazon, this won’t help you. And if you don’t use Amazon…. I’m sorry but do you just like living life on hard? My life has been made 2542873196 times easier since I can order pretty much anything I need and it will be here in less than 48 hours (usually). Amazon, you the real MVP 👊.
Their store card offers 5% back on every purchase every day, and often runs promotions for 10% back on specific items. This money is credited to your Amazon account where you can use it to pay off your balance or for new purchases. So far this year I’ve earned $195 in cash back from Amazon. And if you’re wondering, it all went to Christmas gifts! Free Christmas presents? Sign me up!
There are many more opportunities out there to make some extra passive income in the form of rebates or cash back, but these 3 alone are what made me an extra $2667.86 in 2018, and these 3 are what *most* people can take advantage of regardless of credit history, credit score, or debt.
If you want to see these results in your own life, it starts by taking action. You can sign up for Ebates in about 30 seconds and start earning cash today, so start there! When you’ve done that, create your own Credit Karma account and check out the cash back credit cards that are available to you.
Pro Tip: Ebates will show you the best sales + rebates for specific items, so if you’re looking for a specific item, type it into the search bar to find the best deal!
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